Joint to Individual Conversion:
If either owner of a joint accounts passes away, the surviving joint owner will need to submit the below documents. This will open a new individual account. Account assets will then be transferred from the joint to the new individual account.
Documentation & Forms to be submitted:
- Death Certificate (a photocopy will suffice)
- New Account Application
- Letter of Authorization- Internal Transfer Instructs the transfer of account contents from joint account to the new individual account.
- Trade Options: Options Agreement
- Trade or borrow money through a Margin Account: Margin Agreement & Disclosure Statement
Need another form? All other forms are available at the Forms
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